From the perspective that acquiring Poser content is for hobby purposes, expenditure decisions for that surely must take lower priority to getting the leaky roof fixed. Moving upscale a bit on the 3D content pricing scale, we arrive at Zygote. USD40,000 asking price for some complete models, eh ? Ah, ha. But they offer financing ! Here are their financing partners which they mention on their website: http://www.capnetusa.com/

Eternal Hobbyist